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Read books online » Fiction » A Republic Without a President, and Other Stories by Herbert D. Ward (books you need to read txt) 📖

Book online «A Republic Without a President, and Other Stories by Herbert D. Ward (books you need to read txt) 📖». Author Herbert D. Ward



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/> THE ROMANCE OF A MORTGAGE.

1111 Court Street,
Boston, Mass., Nov. 12, 1890.

Mr. Francis B. Ellesworth, University Club,
Boston, Mass.:

My dear Frank, I am sorry to inform you that the Benson note is still uncollected. The party writes that he will try to pay it soon. Our correspondent in Sunshine, S. C., considers the Benson security in Cherokee first-class. As this is the only S. C. mortgage that has slipped up so far on our hands, I should advise you to be patient a few more days. Perhaps you had better give the party leeway up to Dec. 1, if necessary, as it is his first default since you took the papers, three years ago. However, if you are impatient and wish to settle the matter, send me down the trust deeds and notes. Run in any time. I shall be glad to see you.

Very truly yours,
Joseph Todd.

Young Ellesworth carefully deposited his cigar in the bronze ash receiver on the polished table by his side, and pulled out from his breast pocket a notebook which he consulted. After a few moments he seemed to satisfy himself as to the identity of his mortgager Benson; put his papers up, and sank back into a reverie.

The gray November day seemed to have contented itself with monopolizing the streets and the faded Common, and the poor tenements, and the ragged stragglers, and to have passed by the windows of Beacon Street, and the luxurious smoking-room of the new University Club. Francis Ellesworth sprawled listlessly in the deep chair by the window, and vaguely congratulated himself that he did not have to earn his supper. It was lucky that he did not have to, for any tyro of a physiognomist could have seen at a glance that the delicate features, the sallow complexion, brightened by red spots upon his cheeks, the gentle black eyes and the straight black hair, did not belong to a robust New England body.

The trouble with Ellesworth was, not that he was rich enough not to have to work, but that he was born at all. He considered it only a fair compensation for this insult that three years ago he had fallen heir to seventy-five thousand dollars, which he had successfully invested and reinvested ever since. This occupation, and the clubs and a few other necessary amusements formed his life.

He was not handsome, but just interesting looking enough not to pass unnoticed. He was not vulgar; that is to say, he did not drink too much, did not swear, and was not the kind of a fellow who compromises a woman by his attentions. He was neither clever nor stupid. Thousands of young men in our great cities are of this type, unimportant to men of intent, and a missionary field to women of character.

He needed an electric shock either to kill him or make a man of him. But perhaps, after all, Ellesworth was not wholly to blame for not trying to make his mark; for he was not so strong as other men, as I said before, and had, besides, so thoroughly coddled himself into that belief that useful activity was struck off of his list of possibilities.

Now it happened that this Benson mortgage was the first which he had taken out under his inheritance; it had a certain special interest to him for that reason; it had netted him eight per cent. clear, and he considered his fifteen hundred dollars well invested. His Harvard classmate, Todd, a good judge, had selected the mortgage for him, and altogether it seemed to the young property-holder quite an important, if not to say a public, financial affair that this first of October passed without producing sixty dollars from Benson. He didn't know who Benson was; nor did he care. How many a capitalist in the East knows the sturdy settler whose hard-earned home he holds in his relentless safe! The drought comes, the crops wither away; the cyclone sweeps the land; the only horse that does the ploughing dies; the mother is sick and the father tends the babies instead of the wheat—a hundred catastrophes menace the farmer, but whatever happens, the semi-annual dividend must be paid or the nightmare of his life comes to pass—the terrible capitalist in the East, less compassionate than the cyclone or the inundation or the drought, takes the home as a matter of course, just as he takes his dinner. Who would dare complain? Not Benson surely, thought Ellesworth, with the smile of a man who holds a "full hand."

"Work Benson for all he is worth," wrote Ellesworth on some blue club-paper, "and give him until the first of December."

The first of December came, but no South Carolina interest. Francis Ellesworth was greatly annoyed and told Todd so plainly.

"He is sick," explained Todd. "Somebody else wrote for him. The letter came the other day. But he signed it. He asks for another fifteen days."

Ellesworth frowned.

"I'm deuced hard up just now," he said, "Christmas is coming on. That would just settle my flower bill. Halvin has sent me three confoundedly gentlemanly bills. That's the worst of it. Write and tell Benson I'll give him until the fifteenth of December—not another day."

"Just as you say," answered Todd. "It's all safe enough, but it will take some time to realize. Cherokee isn't exactly booming, but he's got fifty acres and one half cleared, the other half is heavy yellow pine. The timber is worth the whole amount, my correspondent assures me, besides the house and out-buildings. You won't lose, not a cent, I'll guarantee; but it's annoying, I will admit."

Then they fell to talking about the Yale foot-ball victory. Of course they talked late and Ellesworth walked to his apartments in a heavy shower.

That night, one of the catastrophes which prove demons or angels to our lives, occurred to the young man. He was taken suddenly and violently ill. Of the three physicians summoned by the excited janitor, to prescribe for the sickness, one called the case pneumonia; another preferred malaria; and the third, having just delivered an original paper on the subject, suggested brain grippe. In only one respect the three wise men agreed—their patient must spend the winter in the South. Oddly enough, they recommended Sunshine, South Carolina; and as Sunshine is a fashionable resort, with plenty of hotels and tennis and girls, Ellesworth found no difficulty in obeying the medical counsel. Thus in ten days he found himself in the land of the palmetto and the japonica. It was an abrupt change, and therefore all the more natural for that. The other day an invalid started for India on an eighteen hours' notice.

Ellesworth's illness and the journey had entirely driven the Benson matter out of his mind. He had drawn upon an emergency fund for his trip, and the fact that he was sixty dollars short had escaped his easy memory. Therefore the further announcement from Todd that Benson could not pay at the date agreed upon came to him as a new shock. Todd had written a formal letter to his classmate, merely stating the fact and asking for instructions. As Ellesworth read it, he had a vague feeling that there was something behind that was not told. But he had just lost a game of billiards to an inferior player, and felt cross.

"Confound that Benson!" he ejaculated. Then he sat down and wrote: "Foreclose at once. My attorneys, Squeeze & Claw, will give you the Benson trust deeds on presentation of this. Hurry it through as soon as you can."

He heaved a sigh of relief, and lighted a cigar with Todd's letter.

There are critics who assert that the modern story fails of its mission unless it deals in extraordinary characters embedded like the rare crystals of Hiddenite, in an extraordinary matrix; and that the public, tired to suffocation of its own commonplaces, has a right to expect something out of the usual run. If such a dictum were final Francis Ellesworth is in nowise a fit hero for a "penny-dreadful," nor was it even an extraordinary circumstance that made him inquire how far Cherokee Garden was from Sunshine.

"You can go by railroad," answered the Northern clerk, "or you can go horseback. It's only eight miles by road through the pines. It's a very pretty ride to take before dinner."

Ellesworth had two reasons for amusing himself by an easy trip to Cherokee. He had a vague feeling of remorse which often follows the decree of justice. Lincoln was made ill by being obliged to refuse a pardon. The greater the power the heavier it hangs upon the heart. Ellesworth, as he entertained himself in the conventional way, ever spending, never earning, began to feel that he had done a brutal thing, without even looking into the circumstances, to order a man's home sold over his head, because he had failed to pay interest for the first time. If Benson's farm were only eight miles away why did he not see him before he sent the command to foreclose? There was an atonement owing, and this feeling, rising like a mist in the mind of the young man, who knew much of pleasure and little of misery, drew him to the mortgaged plantation. And then, if Benson did prove a shiftless fellow, he wanted to see what kind of a place he might be soon forced to own. He might make it his winter resort and come down there every year. The more selfish thought reinforced the generous one, and piqued his curiosity, as he rode slowly into the wilderness, leaving Sunshine and its fashionable savor behind.

It was a December morning. To one not used to the tropics, the sun, the heat, the greenness, the exhilaration were magical. Under what cold comforter was Boston Common shivering on this winter day! What pneumonic gales roared up Beacon Street and gnashed through Commonwealth Avenue, seeking whom they might devour, and having not a great way to go! How blue the street vendors looked—the Italian boys who gilded statuettes on Tremont Street, and the man under the old courthouse who offers to clean your gloves of the unpardonable sin—for five cents! How the fellows shivered as they stamped the snow off in the club vestibule! The wonder that New England is not depopulated when there is such an Eden in which to spend the devastating winter! So Ellesworth thought as he jogged along the uneven, sandy road, congratulating himself with every deep breath, and sitting straight and straighter in the saddle. He had never felt so happy and so free as he did this December morning. Passing slowly by a deserted orchard, he could see the yellow larks flying from tree to tree, and could hear the robins and the cat-birds calling each other names, and mocking each other merrily. Now and then he stopped his horse to watch a couple of quails leisurely hopping across the road, and strained his ears to hear their thrum as they were startled in the thicket. The very air seemed happy. Care and illness slipped away as the sunshine slipped on the faces of the leaves. It was December? No, it was summer with something thrown in that is never present in our Northern June.

Ellesworth galloped along until his horse stumbled into a mud-hole. Before him, in a hollow, a stream had to be forded in the usual Southern way. Above and beyond, a cabin could be seen from whose outside chimney smoke arose in a perpendicular column. Cocks crew in the distance, and there was every indication that the outskirts of Cherokee were represented in the hut before him. As Ellesworth halted in the deepest part of the brook, allowing his horse to drink, he saw clusters of mistletoe on the tops of slender trees. The dark green of this romantic parasite set against the gray of the trees and their moss formed a new picture for the Northerner. The glistening mistletoe with its white berries recalled scenes that he had read about. Ellesworth had played too lightly with life to have ever been seriously in love. The flirtation of a few weeks or months and the solemn tenderness of devoted love are not allied. The one passes into the other as seldom as silicon passes into the cells of a fallen tree. Ellesworth had never gone beyond conventional devotion: and this he had so far discreetly given to married women. This emblem of Christmas troth actually growing before his eyes, and seen by him in its native state for the first time, produced a vague longing upon the young New Englander. He remembered a precise and beautiful Boston girl, rich enough and all that, whom he had vainly tried to consider in the light of a possible wife. What well-bred surprise would she have poured upon him if he had attempted to claim the right of the mistletoe branch! He had waited in

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