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since her mother had died, a year after the death of her father, and had left her in his charge. He had watched her grow up with a joy that had a touch of bewilderment in it—she seemed to grow so quickly—and had been fonder and prouder of her at every stage of her tumultuous career.

"You're a dear," said Jill. She stroked the trouser-leg that was nearest. "How do you manage to get such a wonderful crease? You really are a credit to me!"[98]

There was a momentary silence. A shade of embarrassment made itself noticeable in Uncle Chris' frank gaze. He gave a little cough, and pulled at his moustache.

"I wish I were, my dear," he said soberly. "I wish I were. I'm afraid I'm a poor sort of a fellow, Jill."

Jill looked up.

"What do you mean?"

"A poor sort of a fellow," repeated Uncle Chris. "Your mother was foolish to trust you to me. Your father had more sense. He always said I was a wrong 'un."

Jill got up quickly. She was certain now that she had been right, and that there was something on her uncle's mind.

"What's the matter, Uncle Chris? Something's happened. What is it?"

Uncle Chris turned to knock the ash off his cigar. The movement gave him time to collect himself for what lay before him. He had one of those rare volatile natures which can ignore the blows of fate so long as their effects are not brought home by visible evidence of disaster. He lived in the moment, and, though matters had been as bad at breakfast-time as they were now, it was not till now, when he confronted Jill, that he had found his cheerfulness affected by them. He was a man who hated ordeals, and one faced him now. Until this moment he had been able to detach his mind from a state of affairs which would have weighed unceasingly upon another man. His mind was a telephone which he could cut off at will, when the voice of Trouble wished to speak. The time would arrive, he had been aware, when he would have to pay attention to that voice, but so far he had refused to listen. Now it could be evaded no longer.

"Jill."

"Yes?"

Uncle Chris paused again, searching for the best means of saying what had to be said.

"Jill, I don't know if you understand about these things, but there was what is called a slump on the Stock Exchange this morning. In other words...."

Jill laughed.

"Of course I know all about that," she said. "Poor Freddie wouldn't talk about anything else till I made him. He was terribly blue when he got here this afternoon. He said he had got 'nipped' in Amalgamated Dyes. He had[99] lost about two hundred pounds, and was furious with a friend of his who had told him to buy margins."

Uncle Chris cleared his throat.

"Jill, I'm afraid I've got bad news for you. I bought Amalgamated Dyes, too." He worried his moustache. "I lost heavily, very heavily."

"How naughty of you! You know you oughtn't to gamble."

"Jill, you must be brave. I—I—well, the fact is—it's no good beating about the bush—I lost everything! Everything!"

"Everything?"

"Everything! It's all gone! All fooled away. It's a terrible business. This house will have to go."

"But—but doesn't the house belong to me?"

"I was your trustee, dear." Uncle Chris smoked furiously. "Thank heaven you're going to marry a rich man!"

Jill stood looking at him, perplexed. Money, as money, had never entered into her life. There were things one wanted which had to be paid for with money, but Uncle Chris had always looked after that. She had taken them for granted.

"I don't understand," she said.

And then suddenly she realized that she did, and a great wave of pity for Uncle Chris flooded over her. He was such an old dear. It must be horrible for him to have to stand there, telling her all this. She felt no sense of injury, only the discomfort of having to witness the humiliation of her oldest friend. Uncle Chris was bound up inextricably with everything in her life that was pleasant. She could remember him, looking exactly the same, only with a thicker and wavier crop of hair, playing with her patiently and unwearied for hours in the hot sun, a cheerful martyr. She could remember sitting up with him when she came home from her first grownup dance, drinking cocoa and talking and talking and talking till the birds outside sang the sun high up into the sky and it was breakfast time. She could remember theatres with him, and jolly little suppers afterwards; expeditions into the country, with lunches at queer old inns; days on the river, days at Hurlingham, days at Lords', days at the Academy. He had always been the same, always cheerful, always kind. He was Uncle Chris, and he would always be Uncle Chris,[100] whatever he had done or whatever he might do. She slipped her arm in his and gave it a squeeze.

"Poor old thing!" she said.

Uncle Chris had been looking straight out before him with those fine blue eyes of his. There had been just a touch of sternness in his attitude. A stranger, coming into the room at that moment, would have said that here was a girl trying to coax her blunt, straightforward, military father into some course of action of which his honest nature disapproved. He might have been posing for a statue of Rectitude. As Jill spoke, he seemed to cave in.

"Poor old thing?" he repeated limply.

"Of course you are! And stop trying to look dignified and tragic! Because it doesn't suit you. You're much too well dressed."

"But, my dear, you don't understand! You haven't realized!"

"Yes, I do. Yes, I have!"

"I've spent all your money—your money!"

"I know! What does it matter?"

"What does it matter! Jill, don't you hate me?"

"As if anyone could hate an old darling like you!"

Uncle Chris threw away his cigar, and put his arms round Jill. For a moment a dreadful fear came to her that he was going to cry. She prayed that he wouldn't cry. It would be too awful. It would be a memory of which she could never rid herself. She felt as though he were someone extraordinarily young and unable to look after himself, someone she must soothe and protect.

"Jill," said Uncle Chris, choking, "you're—you're—you're a little warrior!"

Jill kissed him and moved away. She busied herself with some flowers, her back turned. The tension had been relieved, and she wanted to give him time to recover his poise. She knew him well enough to be sure that, sooner or later, the resiliency of his nature would assert itself. He could never remain long in the depths.

The silence had the effect of making her think more clearly than in the first rush of pity she had been able to do. She was able now to review the matter as it affected herself. It had not been easy to grasp, the blunt fact that she was penniless, that all this comfort which surrounded her was no[101] longer her own. For an instant a kind of panic seized her. There was a bleakness about the situation which made one gasp. It was like icy water dashed in the face. Realization had almost the physical pain of life returning to a numbed limb. Her hands shook as she arranged the flowers, and she had to bite her lip to keep herself from crying out.

She fought panic eye to eye, and beat it down. Uncle Chris, swiftly recovering by the fireplace, never knew that the fight had taken place. He was feeling quite jovial again now that the unpleasant business of breaking the news was over, and was looking on the world with the eye of a debonair gentleman-adventurer. As far as he was concerned, he told himself, this was the best thing that could have happened. He had been growing old and sluggish in prosperity. He needed a fillip. The wits by which he had once lived so merrily had been getting blunt in their easy retirement. He welcomed the opportunity of matching them once more against the world. He was remorseful as regarded Jill, but the optimist in him, never crushed for long, told him that Jill would be all right. She would step from the sinking ship to the safe refuge of Derek Underhill's wealth and position, while he went out to seek a new life. Uncle Chris' blue eyes gleamed with a new fire as he pictured himself in this new life. He felt like a hunter setting out on a hunting expedition. There were always adventures and the spoils of war for the man with brains to find them and gather them in. But it was a mercy that Jill had Derek....

Jill was thinking of Derek, too. Panic had fled, and a curious exhilaration had seized upon her. If Derek wanted her now, it would be because his love was the strongest thing in the world. She would come to him like the beggar-maid to Cophetua.

Uncle Chris broke the silence with a cough. At the sound of it, Jill smiled again. She knew it for what it was, a sign that he was himself again.

"Tell me, Uncle Chris," she said, "just how bad is it? When you said everything was gone, did you really mean everything, or were you being melodramatic? Exactly how do we stand?"

"It's dashed hard to say, my dear. I expect we shall find there are a few hundreds left. Enough to see you through till you get married. After that it won't matter." Uncle[102] Chris flicked a particle of dust off his coat-sleeve. Jill could not help feeling that the action was symbolical of his attitude towards life. He nicked away life's problems with just the same airy carelessness. "You mustn't worry about me, my dear. I shall be all right. I have made my way in the world before, and I can do it again. I shall go to America and try my luck there. Amazing how many opportunities there are in America. Really, as far as I am concerned, this is the best thing that could have happened. I have been getting abominably lazy. If I had gone on living my present life for another year or two, why, dash it, I honestly believe I should have succumbed to some sort of senile decay. Positively I should have got fatty degeneration of the brain! This will be the making of me."

Jill sat down on the lounge and laughed till there were tears in her eyes. Uncle Chris might be responsible for this disaster, but he was certainly making it endurable. However greatly he might be deserving of censure, from the standpoint of the sterner morality, he made amends. If he brought the whole world crashing in chaos about one's ears, at least he helped one to smile among the ruins.

"Did you ever read 'Candide,' Uncle Chris?"

"'Candide'?" Uncle Chris shook his head. He was not a great reader, except of the sporting press.

"It's a book by Voltaire. There's a character in it called Doctor Pangloss, who thought that everything was for the best in this best of all possible worlds."

Uncle Chris felt a touch of embarrassment. It occurred to him that he had been betrayed by his mercurial temperament into an attitude which, considering the circumstances, was perhaps a trifle too jubilant. He gave his moustache a pull, and reverted to the minor key.

"Oh, you mustn't think that I don't appreciate the terrible, the criminal thing I have done! I blame myself," said Uncle Chris cordially, nicking another speck of dust off his sleeve. "I blame myself bitterly. Your mother ought never to have made me your trustee, my dear. But she always believed in me, in spite of everything, and this is how I have repaid her." He blew his nose to cover a not unmanly emotion. "I wasn't fitted for the position. Never become a trustee, Jill. It's the devil, is trust money. However much you argue with yourself, you can't—dash it, you simply[103] can't believe that it's not your own, to do as you like with, There it sits, smiling at you, crying 'Spend me! Spend me!' and you find yourself dipping—dipping—till one day there's nothing left to dip for—only a far-off rustling—the ghosts of dead bank-notes. That's how it was with me. The process was almost automatic. I hardly knew it was going on. Here a little—there a little. It was like snow melting on a mountain-top. And one morning—all gone!" Uncle Chris drove the point home with a gesture. "I did what I could. When I found that there were only a few hundreds left, for your sake I took a chance. All heart and no head! There

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