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business were made mortal by mad prodigality on all hands. When his affairs came to be scrutinized, it was found that Jimmy could not pay more than fifteen shillings in the pound. And yet in time the deficiency might have been made up⁠—of course, leaving Jimmy penniless⁠—had it not been that in one winter gale two vessels of his from China perished off Sandy Hook; perished at the threshold of their port.

Jimmy was a ruined man.

It was years ago. At that period I resided in the country, but happened to be in the city on one of my annual visits. It was but four or five days since seeing Jimmy at his house the centre of all eyes, and hearing him at the close of the entertainment toasted by a brocaded lady, in these well-remembered words: “Our noble host; the bloom on his cheek, may it last long as the bloom in his heart!” And they, the sweet ladies and gentlemen there, they drank that toast so gayly and frankly off; and Jimmy, such a kind, proud, grateful tear stood in his honest eye, angelically glancing round at the sparkling faces, and equally sparkling, and equally feeling, decanters.

Ah! poor, poor Jimmy⁠—God guard us all⁠—poor Jimmy Rose!

Well, it was but four or five days after this that I heard a clap of thunder⁠—no, a clap of bad news. I was crossing the Bowling Green in a snowstorm not far from Jimmy’s house on the Battery, when I saw a gentleman come sauntering along, whom I remembered at Jimmy’s table as having been the first to spring to his feet in eager response to the lady’s toast. Not more brimming the wine in his lifted glass than the moisture in his eye on that happy occasion.

Well, this good gentleman came sailing across the Bowling Green, swinging a silver-headed rattan; seeing me, he paused: “Ah, lad, that was rare wine Jimmy gave us the other night. Shan’t get any more, though. Heard the news? Jimmy’s burst. Clean smash, I assure you. Come along down to the Coffeehouse and I’ll tell you more. And if you say so, we’ll arrange over a bottle of claret for a sleighing party to Cato’s tonight. Come along.”

“Thank you,” said I, “I⁠—I⁠—I am engaged.”

Straight as an arrow I went to Jimmy’s. Upon inquiring for him, the man at the door told me that his master was not in; nor did he know where he was; nor had his master been in the house for forty-eight hours.

Walking up Broadway again, I questioned passing acquaintances; but though each man verified the report, no man could tell where Jimmy was, and no one seemed to care, until I encountered a merchant, who hinted that probably Jimmy, having scraped up from the wreck a snug lump of coin, had prudently betaken himself off to parts unknown. The next man I saw, a great nabob he was too, foamed at the mouth when I mentioned Jimmy’s name. “Rascal; regular scamp, Sir, is Jimmy Rose! But there are keen fellows after him.” I afterward heard that this indignant gentleman had lost the sum of seventy-five dollars and seventy-five cents indirectly through Jimmy’s failure. And yet I dare say the share of the dinners he had eaten at Jimmy’s might more than have balanced that sum, considering that he was something of a wine-bibber, and such wines as Jimmy imported cost a plum or two. Indeed, now that I bethink me, I recall how I had more than once observed this same middle-aged gentleman, and how that toward the close of one of Jimmy’s dinners he would sit at the table pretending to be earnestly talking with beaming Jimmy, but all the while, with a half furtive sort of tremulous eagerness and hastiness, pour down glass after glass of noble wine, as if now, while Jimmy’s bounteous sun was at meridian, was the time to make his selfish hay.

At last I met a person famed for his peculiar knowledge of whatever was secret or withdrawn in the histories and habits of noted people. When I inquired of this person where Jimmy could possibly be, he took me close to Trinity Church rail, out of the jostling of the crowd, and whispered me, that Jimmy had the evening before entered an old house of his (Jimmy’s), in C⁠⸺ Street, which old house had been for a time untenanted. The inference seemed to be that perhaps Jimmy might be lurking there now. So getting the precise locality, I bent my steps in that direction, and at last halted before the house containing the room of roses. The shutters were closed, and cobwebs were spun in their crescents. The whole place had a dreary, deserted air. The snow lay unswept, drifted in one billowed heap against the porch, no footprint tracking it. Whoever was within, surely that lonely man was an abandoned one. Few or no people were in the street; for even at that period one fashion of the street had departed from it, while trade had not as yet occupied what its rival had renounced.

Looking up and down the sidewalk a moment, I softly knocked at the door. No response. I knocked again, and louder. No one came. I knocked and rung both; still without effect. In despair I was going to quit the spot, when, as a last resource, I gave a prolonged summons, with my utmost strength, upon the heavy knocker, and then again stood still; while from various strange old windows up and down the street, various strange old heads were thrust out in wonder at so clamorous a stranger. As if now frightened from its silence, a hollow, husky voice addressed me through the keyhole.

“Who are you?” it said.

“A friend.”

“Then shall you not come in,” replied the voice, more hollowly than before.

Great heavens! this is not Jimmy Rose, thought I, starting. This is the wrong house. I have been misdirected. But still, to make all sure, I spoke again.

“Is James Rose within

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