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having never earned any; but he knows all about the “golden spoon” business. At college, he invites his poor fellow-students to his room where he “wines and dines” them. He is cajoled and caressed, and called a glorious good fellow, because he is so lavish of his money. He gives his game suppers, drives his fast horses, invites his chums to fĂȘtes and parties, determined to have lots of “good times.” He spends the night in frolics and debauchery, and leads off his companions with the familiar song, “we won’t go home till morning.” He gets them to join him in pulling down signs, taking gates from their hinges and throwing them into back yards and horse-ponds. If the police arrest them, he knocks them down, is taken to the lockup, and joyfully foots the bills.

“Ah! my boys,” he cries, “what is the use of being rich, if you can’t enjoy yourself?”

He might more truly say, “if you can’t make a fool of yourself”; but he is “fast,” hates slow things, and don’t “see it.” Young men loaded down with other people’s money are almost sure to lose all they inherit, and they acquire all sorts of bad habits which, in the majority of cases, ruins them in health, purse and character. In this country, one generation follows another, and the poor of today are rich in the next generation, or the third. Their experience leads them on, and they become rich, and they leave vast riches to their young children. These children, having been reared in luxury, are inexperienced and get poor; and after long experience another generation comes on and gathers up riches again in turn. And thus “history repeats itself,” and happy is he who by listening to the experience of others avoids the rocks and shoals on which so many have been wrecked.

Learn something useful.⁠—Every man should make his son or daughter learn some trade or profession, so that in these days of changing fortunes⁠—of being rich today and poor tomorrow⁠—they may have something tangible to fall back upon. This provision might save many persons from misery, who by some unexpected turn of fortune have lost all their means.

Let hope predominate, but be not too visionary.⁠—Many persons are always kept poor, because they are too visionary. Every project looks to them like certain success, and therefore they keep changing from one business to another, always in hot water, always “under the harrow.” The plan of “counting the chickens before they are hatched” is an error of ancient date, but it does not seem to improve by age.

Do not scatter your powers.⁠—Engage in one kind of business only, and stick to it faithfully until you succeed, or until your experience shows that you should abandon it. A constant hammering on one nail will generally drive it home at last, so that it can be clinched. When a man’s undivided attention is centred on one object, his mind will constantly be suggesting improvements of value, which would escape him if his brain was occupied by a dozen different subjects at once. Many a fortune has slipped through a man’s fingers because he was engaging in too many occupations at a time. There is good sense in the old caution against having too many irons in the fire at once.

Be systematic.⁠—Men should be systematic in their business. A person who does business by rule, having a time and place for everything, doing his work promptly, will accomplish twice as much and with half the trouble of him who does it carelessly and slipshod. By introducing system into all your transactions, doing one thing at a time, always meeting appointments with punctuality, you find leisure for pastime and recreation; whereas the man who only half does one thing, and then turns to something else and half does that, will have his business at loose ends, and will never know when his day’s work is done, for it never will be done. Of course there is a limit to all these rules. We must try to preserve the happy medium, for there is such a thing as being too systematic. There are men and women, for instance, who put away things so carefully that they can never find them again. It is too much like the “red tape” formality at Washington and Mr. Dickens’ “Circumlocution Office,”⁠—all theory and no result.

When the “Astor House” was first started in New York City, it was undoubtedly the best hotel in the country. The proprietors had learned a good deal in Europe regarding hotels, and the landlords were proud of the rigid system which pervaded every department of their great establishment. When twelve o’clock at night had arrived and there were a number of guests around, one of the proprietors would say, “Touch that bell, John”; and in two minutes sixty servants with a water bucket in each hand, would present themselves in the hall. “This,” said the landlord, addressing his guests, “is our fire bell; it will show you we are quite safe here; we do everything systematically.” This was before the Croton water was introduced into the city. But they sometimes carried their system too far. On one occasion when the hotel was thronged with guests, one of the waiters was suddenly indisposed, and although there were fifty waiters in the hotel, the landlord thought he must have his full complement, or his “system” would be interfered with. Just before dinner time he rushed downstairs and said, “There must be another waiter, I am one waiter short, what can I do?” He happened to see “Boots” the Irishman. “Pat,” said he, “wash your hands and face; take that white apron and come into the dining room in five minutes.” Presently Pat appeared as required, and the proprietor said: “Now Pat, you must stand behind these two chairs and wait on the gentlemen who will occupy them; did you ever act as a waiter?”

“I know all about it sure, but I never did it.”

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