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must be made worth his while to join the Territorials; he must be forcibly parted from his uninspiring wife, the money going to her as compensation; he must be assigned a Twin Star, some member of the leisured classes who would watch over him ceaselessly (groans from Helen); he must be given food but no clothes, clothes but no food, a third-return ticket to Venice, without either food or clothes when he arrived there. In short, he might be given anything and everything so long as it was not the money itself.

And here Margaret interrupted.

“Order, order, Miss Schlegel!” said the reader of the paper. “You are here, I understand, to advise me in the interests of the Society for the Preservation of Places of Historic Interest or Natural Beauty. I cannot have you speaking out of your role. It makes my poor head go round, and I think you forget that I am very ill.”

“Your head won’t go round if only you’ll listen to my argument,” said Margaret. “Why not give him the money itself? You’re supposed to have about thirty thousand a year.”

“Have I? I thought I had a million.”

“Wasn’t a million your capital? Dear me! we ought to have settled that. Still, it doesn’t matter. Whatever you’ve got, I order you to give as many poor men as you can three hundred a year each.”

“But that would be pauperising them,” said an earnest girl, who liked the Schlegels, but thought them a little unspiritual at times.

“Not if you gave them so much. A big windfall would not pauperise a man. It is these little driblets, distributed among too many, that do the harm. Money’s educational. It’s far more educational than the things it buys.” There was a protest. “In a sense,” added Margaret, but the protest continued. “Well, isn’t the most civilized thing going, the man who has learnt to wear his income properly?”

“Exactly what your Mr. Basts won’t do.”

“Give them a chance. Give them money. Don’t dole them out poetry-books and railway-tickets like babies. Give them the wherewithal to buy these things. When your Socialism comes it may be different, and we may think in terms of commodities instead of cash. Till it comes give people cash, for it is the warp of civilisation, whatever the woof may be. The imagination ought to play upon money and realise it vividly, for it’s the⁠—the second most important thing in the world. It is so slurred over and hushed up, there is so little clear thinking⁠—oh, political economy, of course, but so few of us think clearly about our own private incomes, and admit that independent thoughts are in nine cases out of ten the result of independent means. Money: give Mr. Bast money, and don’t bother about his ideals. He’ll pick up those for himself.”

She leant back while the more earnest members of the club began to misconstrue her. The female mind, though cruelly practical in daily life, cannot bear to hear ideals belittled in conversation, and Miss Schlegel was asked however she could say such dreadful things, and what it would profit Mr. Bast if he gained the whole world and lost his own soul. She answered, “Nothing, but he would not gain his soul until he had gained a little of the world.” Then they said, “No, we do not believe it,” and she admitted that an overworked clerk may save his soul in the superterrestrial sense, where the effort will be taken for the deed, but she denied that he will ever explore the spiritual resources of this world, will ever know the rarer joys of the body, or attain to clear and passionate intercourse with his fellows. Others had attacked the fabric of Society⁠—Property, Interest, etc.; she only fixed her eyes on a few human beings, to see how, under present conditions, they could be made happier. Doing good to humanity was useless: the many-coloured efforts thereto spreading over the vast area like films and resulting in an universal grey. To do good to one, or, as in this case, to a few, was the utmost she dare hope for.

Between the idealists, and the political economists, Margaret had a bad time. Disagreeing elsewhere, they agreed in disowning her, and in keeping the administration of the millionaire’s money in their own hands. The earnest girl brought forward a scheme of “personal supervision and mutual help,” the effect of which was to alter poor people until they became exactly like people who were not so poor. The hostess pertinently remarked that she, as eldest son, might surely rank among the millionaire’s legatees. Margaret weakly admitted the claim, and another claim was at once set up by Helen, who declared that she had been the millionaire’s housemaid for over forty years, overfed and underpaid; was nothing to be done for her, so corpulent and poor? The millionaire then read out her last will and testament, in which she left the whole of her fortune to the Chancellor of the Exchequer. Then she died. The serious parts of the discussion had been of higher merit than the playful⁠—in a men’s debate is the reverse more general?⁠—but the meeting broke up hilariously enough, and a dozen happy ladies dispersed to their homes.

Helen and Margaret walked with the earnest girl as far as Battersea Bridge Station, arguing copiously all the way. When she had gone they were conscious of an alleviation, and of the great beauty of the evening. They turned back towards Oakley Street. The lamps and the plane-trees, following the line of the embankment, struck a note of dignity that is rare in English cities. The seats, almost deserted, were here and there occupied by gentlefolk in evening dress, who had strolled out from the houses behind to enjoy fresh air and the whisper of the rising tide. There is something continental about Chelsea Embankment. It is an open space used rightly, a blessing more frequent in Germany than here. As Margaret and Helen sat down, the city behind them seemed

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