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very convenient to hand out four hundred pounds at a blow. Nobody will expect you to pay it!”

“But I suppose I shall have to do it sooner or later?”

“Well, that’s as may be. It will depend partly on how you manage with Sowerby, and partly on the hands it gets into. As the bill has your name on it, they’ll have patience as long as the interest is paid, and the commissions on renewal. But no doubt it will have to be met some day by somebody.”

Mr. Forrest said that he was sure that the bill was not in Barchester; Mr. Sowerby would not, he thought, have brought it to a Barchester bank. The bill was probably in London, but doubtless would be sent to Barchester for collection. “If it comes in my way,” said Mr. Forrest, “I will give you plenty of time, so that you may manage about the renewal with Sowerby. I suppose he’ll pay the expense of doing that.”

Mark’s heart was somewhat lighter as he left the bank. Mr. Forrest had made so little of the whole transaction that he felt himself justified in making little of it also. “It may be as well,” said he to himself, as he drove home, “not to tell Fanny anything about it till the three months have run round. I must make some arrangement then.” And in this way his mind was easier during the last of those three months than it had been during the two former. That feeling of overdue bills, of bills coming due, of accounts overdrawn, of tradesmen unpaid, of general money cares, is very dreadful at first; but it is astonishing how soon men get used to it. A load which would crush a man at first becomes, by habit, not only endurable, but easy and comfortable to the bearer. The habitual debtor goes along jaunty and with elastic step, almost enjoying the excitement of his embarrassments. There was Mr. Sowerby himself; who ever saw a cloud on his brow? It made one almost in love with ruin to be in his company. And even now, already, Mark Robarts was thinking to himself quite comfortably about this bill;⁠—how very pleasantly those bankers managed these things. Pay it! No; no one will be so unreasonable as to expect you to do that! And then Mr. Sowerby certainly was a pleasant fellow, and gave a man something in return for his money. It was still a question with Mark whether Lord Lufton had not been too hard on Sowerby. Had that gentleman fallen across his clerical friend at the present moment, he might no doubt have gotten from him an acceptance for another four hundred pounds.

One is almost inclined to believe that there is something pleasurable in the excitement of such embarrassments, as there is also in the excitement of drink. But then, at last, the time does come when the excitement is over, and when nothing but the misery is left. If there be an existence of wretchedness on earth it must be that of the elderly, worn-out roué, who has run this race of debt and bills of accommodation and acceptances⁠—of what, if we were not in these days somewhat afraid of good broad English, we might call lying and swindling, falsehood and fraud⁠—and who, having ruined all whom he should have loved, having burnt up everyone who would trust him much, and scorched all who would trust him a little, is at last left to finish his life with such bread and water as these men get, without one honest thought to strengthen his sinking heart, or one honest friend to hold his shivering hand! If a man could only think of that, as he puts his name to the first little bill, as to which he is so good-naturedly assured that it can easily be renewed!

When the three months had nearly run out, it so happened that Robarts met his friend Sowerby. Mark had once or twice ridden with Lord Lufton as far as the meet of the hounds, and may, perhaps, have gone a field or two farther on some occasions. The reader must not think that he had taken to hunting, as some parsons do; and it is singular enough that whenever they do so they always show a special aptitude for the pursuit, as though hunting were an employment peculiarly congenial with a cure of souls in the country. Such a thought would do our vicar injustice. But when Lord Lufton would ask him what on earth could be the harm of riding along the roads to look at the hounds, he hardly knew what sensible answer to give his lordship. It would be absurd to say that his time would be better employed at home in clerical matters, for it was notorious that he had not clerical pursuits for the employment of half his time. In this way, therefore, he had got into a habit of looking at the hounds, and keeping up his acquaintance in the county, meeting Lord Dumbello, Mr. Green Walker, Harold Smith, and other suchlike sinners; and on one such occasion, as the three months were nearly closing, he did meet Mr. Sowerby.

“Look here, Sowerby; I want to speak to you for half a moment. What are you doing about that bill?”

“Bill⁠—bill! what bill?⁠—which bill? The whole bill, and nothing but the bill. That seems to be the conversation nowadays of all men, morning, noon, and night.”

“Don’t you know the bill I signed for you for four hundred pounds?”

“Did you, though? Was not that rather green of you?”

This did seem strange to Mark. Could it really be the fact that Mr. Sowerby had so many bills flying about that he had absolutely forgotten that occurrence in the Gatherum Castle bedroom? And then to be called green by the very man whom he had obliged!

“Perhaps I was,” said Mark, in a tone that showed that he was somewhat piqued. “But all the same I should be glad to know how it will be taken

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