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the advance, from an inner room, of a party headed by Mrs. Trenor and Carry Fisher. It was impossible for these ladies and their companions⁠—among whom Lily had at once distinguished both Trenor and Rosedale⁠—not to pass, in going out, the table at which the two girls were seated; and Gerty’s sense of the fact betrayed itself in the helpless trepidation of her manner. Miss Bart, on the contrary, borne forward on the wave of her buoyant grace, and neither shrinking from her friends nor appearing to lie in wait for them, gave to the encounter the touch of naturalness which she could impart to the most strained situations. Such embarrassment as was shown was on Mrs. Trenor’s side, and manifested itself in the mingling of exaggerated warmth with imperceptible reservations. Her loudly affirmed pleasure at seeing Miss Bart took the form of a nebulous generalization, which included neither enquiries as to her future nor the expression of a definite wish to see her again. Lily, well-versed in the language of these omissions, knew that they were equally intelligible to the other members of the party: even Rosedale, flushed as he was with the importance of keeping such company, at once took the temperature of Mrs. Trenor’s cordiality, and reflected it in his offhand greeting of Miss Bart. Trenor, red and uncomfortable, had cut short his salutations on the pretext of a word to say to the headwaiter; and the rest of the group soon melted away in Mrs. Trenor’s wake.

It was over in a moment⁠—the waiter, menu in hand, still hung on the result of the choice between Coupe Jacques and Pêches à la Melba⁠—but Miss Bart, in the interval, had taken the measure of her fate. Where Judy Trenor led, all the world would follow; and Lily had the doomed sense of the castaway who has signalled in vain to fleeing sails.

In a flash she remembered Mrs. Trenor’s complaints of Carry Fisher’s rapacity, and saw that they denoted an unexpected acquaintance with her husband’s private affairs. In the large tumultuous disorder of the life at Bellomont, where no one seemed to have time to observe anyone else, and private aims and personal interests were swept along unheeded in the rush of collective activities, Lily had fancied herself sheltered from inconvenient scrutiny; but if Judy knew when Mrs. Fisher borrowed money of her husband, was she likely to ignore the same transaction on Lily’s part? If she was careless of his affections she was plainly jealous of his pocket; and in that fact Lily read the explanation of her rebuff. The immediate result of these conclusions was the passionate resolve to pay back her debt to Trenor. That obligation discharged, she would have but a thousand dollars of Mrs. Peniston’s legacy left, and nothing to live on but her own small income, which was considerably less than Gerty Farish’s wretched pittance; but this consideration gave way to the imperative claim of her wounded pride. She must be quits with the Trenors first; after that she would take thought for the future.

In her ignorance of legal procrastinations she had supposed that her legacy would be paid over within a few days of the reading of her aunt’s will; and after an interval of anxious suspense, she wrote to enquire the cause of the delay. There was another interval before Mrs. Peniston’s lawyer, who was also one of the executors, replied to the effect that, some questions having arisen relative to the interpretation of the will, he and his associates might not be in a position to pay the legacies till the close of the twelvemonth legally allotted for their settlement. Bewildered and indignant, Lily resolved to try the effect of a personal appeal; but she returned from her expedition with a sense of the powerlessness of beauty and charm against the unfeeling processes of the law. It seemed intolerable to live on for another year under the weight of her debt; and in her extremity she decided to turn to Miss Stepney, who still lingered in town, immersed in the delectable duty of “going over” her benefactress’s effects. It was bitter enough for Lily to ask a favour of Grace Stepney, but the alternative was bitterer still; and one morning she presented herself at Mrs. Peniston’s, where Grace, for the facilitation of her pious task, had taken up a provisional abode.

The strangeness of entering as a suppliant the house where she had so long commanded, increased Lily’s desire to shorten the ordeal; and when Miss Stepney entered the darkened drawing-room, rustling with the best quality of crape, her visitor went straight to the point: would she be willing to advance the amount of the expected legacy?

Grace, in reply, wept and wondered at the request, bemoaned the inexorableness of the law, and was astonished that Lily had not realized the exact similarity of their positions. Did she think that only the payment of the legacies had been delayed? Why, Miss Stepney herself had not received a penny of her inheritance, and was paying rent⁠—yes, actually!⁠—for the privilege of living in a house that belonged to her. She was sure it was not what poor dear cousin Julia would have wished⁠—she had told the executors so to their faces; but they were inaccessible to reason, and there was nothing to do but to wait. Let Lily take example by her, and be patient⁠—let them both remember how beautifully patient cousin Julia had always been.

Lily made a movement which showed her imperfect assimilation of this example. “But you will have everything, Grace⁠—it would be easy for you to borrow ten times the amount I am asking for.”

“Borrow⁠—easy for me to borrow?” Grace Stepney rose up before her in sable wrath. “Do you imagine for a moment that I would raise money on my expectations from cousin Julia, when I know so well her unspeakable horror of every transaction of the sort? Why, Lily, if you must know the truth, it was the idea of your being in debt

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