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seems that covetousness is not opposed to liberality. For Chrysostom, commenting on Matt. 5:6, "Blessed are they that hunger and thirst after justice," says, (Hom. xv in Matth.) that there are two kinds of justice, one general, and the other special, to which covetousness is opposed: and the Philosopher says the same (Ethic. v, 2). Therefore covetousness is not opposed to liberality.

Obj. 2: Further, the sin of covetousness consists in a man's exceeding the measure in the things he possesses. But this measure is appointed by justice. Therefore covetousness is directly opposed to justice and not to liberality.

Obj. 3: Further, liberality is a virtue that observes the mean between two contrary vices, as the Philosopher states (Ethic. i, 7; iv, 1). But covetousness has no contrary and opposite sin, according to the Philosopher (Ethic. v, 1, 2). Therefore covetousness is not opposed to liberality.

On the contrary, It is written (Eccles. 5:9): "A covetous man shall not be satisfied with money, and he that loveth riches shall have no fruits from them." Now not to be satisfied with money and to love it inordinately are opposed to liberality, which observes the mean in the desire of riches. Therefore covetousness is opposed to liberality.

I answer that, Covetousness denotes immoderation with regard to riches in two ways. First, immediately in respect of the acquisition and keeping of riches. In this way a man obtains money beyond his due, by stealing or retaining another's property. This is opposed to justice, and in this sense covetousness is mentioned (Ezech. 22:27): "Her princes in the midst of her are like wolves ravening the prey to shed blood . . . and to run after gains through covetousness." Secondly, it denotes immoderation in the interior affections for riches; for instance, when a man loves or desires riches too much, or takes too much pleasure in them, even if he be unwilling to steal. In this way covetousness is opposed to liberality, which moderates these affections, as stated above (Q. 117, A. 2, ad 3; A. 3, ad 3; A. 6). In this sense covetousness is spoken of (2 Cor. 9:5): "That they would . . . prepare this blessing before promised, to be ready, so as a blessing, not as covetousness," where a gloss observes: "Lest they should regret what they had given, and give but little."

Reply Obj. 1: Chrysostom and the Philosopher are speaking of covetousness in the first sense: covetousness in the second sense is called illiberality [*aneleutheria] by the Philosopher.

Reply Obj. 2: It belongs properly to justice to appoint the measure in the acquisition and keeping of riches from the point of view of legal due, so that a man should neither take nor retain another's property. But liberality appoints the measure of reason, principally in the interior affections, and consequently in the exterior taking and keeping of money, and in the spending of the same, in so far as these proceed from the interior affection, looking at the matter from the point of view not of the legal but of the moral debt, which latter depends on the rule of reason.

Reply Obj. 3: Covetousness as opposed to justice has no opposite vice: since it consists in having more than one ought according to justice, the contrary of which is to have less than one ought, and this is not a sin but a punishment. But covetousness as opposed to liberality has the vice of prodigality opposed to it. _______________________

FOURTH ARTICLE [II-II, Q. 118, Art. 4]

Whether Covetousness Is Always a Mortal Sin?

Objection 1: It seems that covetousness is always a mortal sin. For no one is worthy of death save for a mortal sin. But men are worthy of death on account of covetousness. For the Apostle after saying (Rom. 1:29): "Being filled with all iniquity . . . fornication, covetousness [Douay: 'avarice']," etc. adds (Rom. 1:32): "They who do such things are worthy of death." Therefore covetousness is a mortal sin.

Obj. 2: Further, the least degree of covetousness is to hold to one's own inordinately. But this seemingly is a mortal sin: for Basil says (Serm. super. Luc. xii, 18): "It is the hungry man's bread that thou keepest back, the naked man's cloak that thou hoardest, the needy man's money that thou possessest, hence thou despoilest as many as thou mightest succor."

Now it is a mortal sin to do an injustice to another, since it is contrary to the love of our neighbor. Much more therefore is all covetousness a mortal sin.

Obj. 3: Further, no one is struck with spiritual blindness save through a mortal sin, for this deprives a man of the light of grace. But, according to Chrysostom [*Hom. xv in the Opus Imperfectum, falsely ascribed to St. Chrysostom], "Lust for money brings darkness on the soul." Therefore covetousness, which is lust for money, is a mortal sin.

On the contrary, A gloss on 1 Cor. 3:12, "If any man build upon this foundation," says (cf. St. Augustine, De Fide et Oper. xvi) that "he builds wood, hay, stubble, who thinks in the things of the world, how he may please the world," which pertains to the sin of covetousness. Now he that builds wood, hay, stubble, sins not mortally but venially, for it is said of him that "he shall be saved, yet so as by fire." Therefore covetousness is some times a venial sin.

I answer that, As stated above (A. 3) covetousness is twofold. In one way it is opposed to justice, and thus it is a mortal sin in respect of its genus. For in this sense covetousness consists in the unjust taking or retaining of another's property, and this belongs to theft or robbery, which are mortal sins, as stated above (Q. 66, AA. 6, 8). Yet venial sin may occur in this kind of covetousness by reason of imperfection of the act, as stated above (Q. 66, A. 6, ad 3), when we were treating of theft.

In another way covetousness may be taken as opposed to liberality: in which sense it denotes inordinate love of riches. Accordingly if the love of riches becomes so great as to be preferred to charity, in such wise that a man, through love of riches, fear not to act counter to the love of God and his neighbor, covetousness will then be a mortal sin. If, on the other hand, the inordinate nature of his love stops short of this, so that although he love riches too much, yet he does not prefer the love of them to the love of God, and is unwilling for the sake of riches to do anything in opposition to God or his neighbor, then covetousness is a venial sin.

Reply Obj. 1: Covetousness is numbered together with mortal sins, by reason of the aspect under which it is a mortal sin.

Reply Obj. 2: Basil is speaking of a case wherein a man is bound by a legal debt to give of his goods to the poor, either through fear of their want or on account of his having too much.

Reply Obj. 3: Lust for riches, properly speaking, brings darkness on the soul, when it puts out the light of charity, by preferring the love of riches to the love of God. _______________________

FIFTH ARTICLE [II-II, Q. 118, Art. 5]

Whether Covetousness Is the Greatest of Sins?

Objection 1: It seems that covetousness is the greatest of sins. For it is written (Ecclus. 10:9): "Nothing is more wicked than a covetous man," and the text continues: "There is not a more wicked thing than to love money: for such a one setteth even his own soul to sale." Tully also says (De Offic. i, under the heading, 'True magnanimity is based chiefly on two things'): "Nothing is so narrow or little minded as to love money." But this pertains to covetousness. Therefore covetousness is the most grievous of sins.

Obj. 2: Further, the more a sin is opposed to charity, the more
grievous it is. Now covetousness is most opposed to charity: for
Augustine says (QQ. 83, qu. 36) that "greed is the bane of charity."
Therefore covetousness is the greatest of sins.

Obj. 3: Further, the gravity of a sin is indicated by its being incurable: wherefore the sin against the Holy Ghost is said to be most grievous, because it is irremissible. But covetousness is an incurable sin: hence the Philosopher says (Ethic. iv, 1) that "old age and helplessness of any kind make men illiberal." Therefore covetousness is the most grievous of sins.

Obj. 4: Further, the Apostle says (Eph. 5:5) that covetousness is "a serving of idols." Now idolatry is reckoned among the most grievous sins. Therefore covetousness is also.

On the contrary, Adultery is a more grievous sin than theft, according to Prov. 6:30. But theft pertains to covetousness. Therefore covetousness is not the most grievous of sins.

I answer that, Every sin, from the very fact that it is an evil, consists in the corruption or privation of some good: while, in so far as it is voluntary, it consists in the desire of some good. Consequently the order of sins may be considered in two ways. First, on the part of the good that is despised or corrupted by sin, and then the greater the good the graver the sin. From this point of view a sin that is against God is most grievous; after this comes a sin that is committed against a man's person, and after this comes a sin against external things, which are deputed to man's use, and this seems to belong to covetousness. Secondly, the degrees of sin may be considered on the part of the good to which the human appetite is inordinately subjected; and then the lesser the good, the more deformed is the sin: for it is more shameful to be subject to a lower than to a higher good. Now the good of external things is the lowest of human goods: since it is less than the good of the body, and this is less than the good of the soul, which is less than the Divine good. From this point of view the sin of covetousness, whereby the human appetite is subjected even to external things, has in a way a greater deformity. Since, however, corruption or privation of good is the formal element in sin, while conversion to a mutable good is the material element, the gravity of the sin is to be judged from the point of view of the good corrupted, rather than from that of the good to which the appetite is subjected. Hence we must assert that covetousness is not simply the most grievous of sins.

Reply Obj. 1: These authorities speak of covetousness on the part of the good to which the appetite is subjected. Hence (Ecclus. 10:10) it is given as a reason that the covetous man "setteth his own soul to sale"; because, to wit, he exposes his soul—that is, his life—to danger for the sake of money. Hence the text continues: "Because while he liveth he hath cast away"—that is, despised—"his bowels," in order to make money. Tully also adds that it is the mark of a "narrow mind," namely, that one be willing to be subject to money.

Reply Obj. 2: Augustine is taking greed generally, in reference to any temporal good, not in its special acceptation for covetousness: because greed for any temporal good is the bane of charity, inasmuch as a man turns away from the Divine good through cleaving to a temporal good.

Reply Obj. 3: The sin against the Holy Ghost is incurable in one way, covetousness in another. For the sin against the Holy Ghost is incurable by reason of contempt: for instance, because a man contemns God's mercy, or His justice, or some one of those things whereby man's sins are healed: wherefore incurability of this kind points to the greater gravity of the sin. on the other hand, covetousness is incurable on the part of a human defect; a thing which human nature ever seeks to remedy, since the more deficient one is the more one seeks relief from external things, and consequently the more one gives way to covetousness. Hence incurability of this kind is an indication not of the sin being more grievous, but of its being somewhat more dangerous.

Reply Obj. 4: Covetousness is compared to idolatry on account of a certain likeness that it bears to it: because the covetous man, like the idolater, subjects himself to an external creature, though not in the same way. For the idolater subjects himself to an external creature by paying it Divine honor, whereas the covetous man subjects himself to an external creature by desiring it immoderately for use, not for worship. Hence it does not follow that covetousness is as grievous a sin

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